Stokvels are mostly informal savings clubs where members agree to pool money together in order to reach a common objective. The objectives vary in nature, from assisting each with funeral costs, personal living expenses, purchase of large items, etc. A Read More
Debt can feel like a weight on your back when you have more to repay than what you earn, however not all debt is bad. In fact, having no debt (no credit record) could actually count against you when it Read More
Advice There are times in life when it pays to lean on someone with more knowledge or experience than you. When it comes to dealing with debt, getting professional advice could mean the difference between managing it successfully or feeling Read More
Stop using credit cards The more you swipe that credit card, the more the balance climbs. If you’d really like to get out of debt, stop borrowing from Peter to pay Paul. If you’re having a difficult time letting go, Read More
When you apply for any form of credit or a loan, credit providers use a report generated by the Credit bureaus to evaluate whether or not you will be a good candidate to lend money to depending on the credit Read More
